Consolidate and save

If you've had more than one job, it's likely you’ve got more than one super account. Not only can several accounts be hard to keep track of, it could also mean you’re paying multiple sets of administration fees – fees that ultimately reduce your super savings over time.

Bringing all your super together into just one account may help to reduce the fees you’re paying, increase the control you have over your super, and ultimately boost your savings in the long run.

Before you combine

It’s a good idea to check a couple of details before you combine your super:

If you’ve got multiple super accounts, you may have some form of insurance with each account. Rolling your money out and closing these accounts will cancel any insurance you have with them. And while you don’t want to be paying multiple sets of insurance premiums, you also don’t want to inadvertently cancel cover that you might need.

The good news is you can apply to transfer any death,  total and permanent disablement (TPD), and income protection (IP) cover you have in other funds to Equip Super, up to a certain limit.

Super funds can’t charge either entry or exit fees, so transferring money from your additional super accounts into a single super account shouldn’t incur a cost. However, it’s still a good idea to review the fees and charges that apply across your other super funds, and have a good understanding of the fees and costs you’ll pay once all your super is combined into a single account.

As a profit-to-member industry super fund, Equip Super works hard to keep our fees competitive.

Find and combine your super

Two super quick ways to find your other super and bring it all together:

Note that the search tools we provide may require you to input details from two proof of identity documents as part of the secure search process. This is an important safeguard and is required by law.

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Other ways to combine

  • Complete a Roll your super into Equip Super form, and return it to us via mail.

Roll into Equip Super

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Letter of compliance

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We're here to help

If you’d like more information about combining your super, our team can help.

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