Are you interested in becoming an Employer Representative Director? Find out more >

Consolidate and save

Did you know Australians have over $18 billion in lost and unclaimed super? 

If you've ever changed your name, moved house, or changed jobs, you could have super you’re not aware of. 

Don't worry, we're here to help you get super equipped, and combining all your super into one account can be a great place to start. It can save you hassle and may just save you on admin fees - which means money for you in retirement. Use our 'Find my Super' Super Match tool to get started.  

Before you combine

It’s a good idea to check a couple of details before you combine your super:

If you’ve got multiple super accounts, you may have some form of insurance with each account. Rolling your money out and closing these accounts will cancel any insurance you have with them. And while you don’t want to be paying for multiple sets of insurance cover, you also don’t want to inadvertently cancel cover that you might need.

The good news is you can apply to transfer any death,  total and permanent disablement (TPD), and income protection (IP) cover you have in other funds to Equip Super, up to a certain limit.

Super funds can’t charge either entry or exit fees, so transferring money from your additional super accounts into a single super account shouldn’t incur a cost. However, it’s still a good idea to review the fees and charges that apply across your other super funds, and have a good understanding of the fees and costs you’ll pay once all your super is combined into a single account.

As a profit-to-member industry super fund, Equip Super works hard to keep our fees competitive.

Find and consolidate your super

Two super quick ways to find your other super and bring it all together:

Note that the search tools we provide may require you to input details from two proof of identity documents as part of the secure search process. This is an important safeguard and is required by law.

Other ways to consolidate

  • Complete a Roll your super into Equip Super form, and return it to us via mail.

Super equipped

If you need some guidance or advice on your Equip Super account, our team is here to help. We can provide personal advice and information on a range of common account topics, including;

  • investments, 
  • contribution strategies and 
  • transitioning to retirement.

And all at no extra cost for our members - it's just one of the ways we help you get super equipped.

We're here to help

If you’d like more information about combining your super, our team can help.

Join our award-winning Fund

Get super equipped, with an award-winning, profit-to-member industry fund that works hard for you and your future. 

Join us

 

‡The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2024 SuperRatings. All rights reserved.