Who this option is designed for
This option is designed for members who wish to select a lower returning asset allocation in exchange for more stability and security.
Key information
Invests mainly in fixed interest securities and cash, which are expected to deliver stable but low returns over the long term, with the balance invested in shares and other growth assets.
- Growth/defensive split: 35% / 65%
Investment objective
- Accumulation and Transition to Retirement Income:
Achieve a net return of at least 1.5% p.a. above CPI over rolling 5-year periods. - Retirement Income:
Achieve a net return of at least 2% p.a. above CPI over rolling 5-year periods.
Minimum investment timeframe
The minimum suggested timeframe to invest is 5 years.
Standard risk measure
The risk level of this option is medium, with a likelihood of negative returns occurring 2.3 years in a 20-year period.
Benchmark asset allocation
| Asset Class | Permitted Range | Benchmark Allocation |
|---|---|---|
| Australian shares | 0-25% | 10 % |
| Overseas shares | 0-20% | 12 % |
| Property | 0-25% | 7 % |
| Infrastructure | 0-15% | 8 % |
| Alternatives | 0-20% | 4 % |
| Alternative fixed interest | 5-40% | 14 % |
| Traditional fixed interest | 10-45% | 31 % |
| Cash | 5-35% | 14 % |
Our investment approach
Our aim is to grow our members’ wealth over time so they’re better equipped for financial freedom throughout retirement.
We take an active approach to managing investments, which means we make proactive investment choices based on market conditions.
Our investment approach
Our aim is to grow our members’ wealth over time so they’re better equipped for financial freedom throughout retirement.
We take an active approach to managing investments, which means we make proactive investment choices based on market conditions.
Your questions answered
If you’ve got any questions about your Equip Super investment options and how we manage your money, our team is ready to help.
