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Key information

Invests primarily in Australian and overseas shares, while providing some exposure to property, infrastructure and alternative assets. These are mostly growth investments, with small allocations to defensive assets such as fixed interest and cash providing some diversification.

  • Growth/defensive split: 82% / 18%

Who this option is designed for

This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential to provide higher returns, but also increases the risk of a negative return.

Investment objective

  • Accumulation and Transition to Retirement Income:
    Achieve a net return of at least 3.5% p.a. above CPI over rolling 10-year periods.
  • Retirement Income:
    Achieve a net return of at least 4% p.a. above CPI over rolling 10-year periods. 

Minimum investment timeframe

The minimum suggested timeframe to invest is 10 years.

Standard risk measure

The risk level of this option is high, with a likelihood of negative returns occurring 4.4 years in a 20-year period.

Benchmark asset allocation

Asset Class Permitted Range Benchmark Allocation
Australian shares 20-55% 33 %
Overseas shares 25-60% 38 %
Property 0-15% 5 %
Infrastructure 0-20% 6 %
Alternatives 0-20% 5 %
Alternative fixed interest 0-15% 6 %
Traditional fixed interest 0-15% 4 %
Cash 0-15% 3 %

Your questions answered

If you’ve got any questions about your Equip Super investment options and how we manage your money, our team is ready to help.

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