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Key information

Invests mainly in growth assets such as shares, property and infrastructure, with the balance invested in more stable assets like fixed interest and other defensive assets. ESG (Environmental, Social, Governance) factors are considered when making investment decisions.

  • Growth/defensive split: 70% / 30%

Who this option is designed for

This option is designed for members seeking a diversified investment with a balance between risk and return, and some consideration of ESG factors, but who are prepared to accept a weighting towards growth assets. Some investments will be subject to screens or tilts aligned with the overall philosophy of the option.

Investment objective

  • Accumulation and Transition to Retirement Income:
    Achieve a net return of at least 3% p.a. above CPI over rolling 10-year periods.
  • Retirement Income:
    Achieve a net return of at least 3.5% p.a. above CPI over rolling 10-year periods.

Minimum investment timeframe

The minimum suggested timeframe to invest is 10 years.

Standard risk measure

The risk level of this option is medium to high, with a likelihood of negative returns occurring 3.8 years in a 20-year period.

Benchmark asset allocation

Asset Class Permitted Range Benchmark Allocation
Australian shares 5-30% 15 %
Overseas shares 15-50% 33 %
Property 0-30% 10 %
Infrastructure 0-30% 15 %
Alternatives 0-20% 6 %
Alternative fixed interest 0-20% 0 %
Traditional fixed interest 0-30% 15 %
Cash 0-30% 6 %

Your questions answered

If you’ve got any questions about your Equip Super investment options and how we manage your money, our team is ready to help.

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