A regular income in retirement

Ready to leave the workforce behind and start your next adventure?

An Equip Super Retirement Income account helps you to move confidently into retirement by providing you with a regular income to replace your existing salary. It's a convenient and flexible way to receive a regular, tax-free* retirement income that meets your needs.

An Equip Super Retirement Income account let's you:

  • Choose how your money is invested
  • Decide how much and how often you receive income payments
  • Make extra withdrawals if you need to 

*Payments from super, including from a Retirement Income account, are generally tax-free if you’re aged 60 or over.
 

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Three great reasons to choose Equip Super

How a Retirement Income Account works

Transferring your super balance into a Retirement Income account allows you to draw a regular, tax-free income from your savings while the remaining balance continues to earn investment returns in a tax-free environment. You can also withdraw lump sum amounts if you need to.

Who’s eligible?

To be eligible for a Retirement Income account, you need to meet one or more of the following conditions:

  • you’re aged 65 or older
  • you’ve reached your preservation age and retired
  • you’ve become permanently disabled
  • you’ve stopped working since reaching age 60.

Opening investment

You can open an Equip Super Retirement Income account by transferring at least $25,000 into your account. Then, simply nominate how much annual income you want to receive, and how often.

How your super becomes your retirement income

Retirement income account diagram

Our retirement product awards

Super Ratings

Super Ratings‡

Platinum Pension

2025

15 Year Platinum Performance

2010-2025

Chant West: Pension

Highest Quality Fund 2025

“Equip Super are very easy to deal with. They have always been helpful and gave me good advice and information about my situation regarding retirement."

Elise, Equip Super member

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Plan for your future with the profit-to-member industry fund that works hard for you.

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Super ratings award Super ratings: Platinum MyChoice Super award winner Super Review award: 20 year platinum performance Super ratings: Platinum MySuper winner Super ratings: 10 year platinum performance Super ratings: Platinum Pension award winner Super ratings: 15 year platinum performance Chant West award: Super winner Chant West award: Pension winner Money magazine awards: Best value insurance in super Money magazine awards: Best value death & TPD insurance in Super - Women winner Money magazine awards: Best value death & TPD insurance in Super - Men winner

 

‡The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2024 SuperRatings. All rights reserved.

© 2023—2025 Togethr Trustees Pty Ltd ABN 64 006 964 049 AFSL 246383 — *Past performance is not an indication of future performance.
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