How we invest your money

Planning for tomorrow starts today 

Our aim is to grow our members’ wealth over time so they’re better equipped for financial freedom throughout retirement. We take an active approach to managing investments, which means we make proactive investment choices based on market conditions. At the same time we’re both patient and disciplined. And while financial markets present opportunities and risks that we manage over shorter timeframes, our main focus is on delivering strong returns over the longer term.

We’re mindful of costs and strive to deliver the best service possible, while also keeping our fees as low as we can. We invest responsibly not only because it’s a fundamental part of our fiduciary obligation, but because we’re committed to delivering the best financial outcomes possible for our members.

Solid long-term investment returns

Investing your super and retirement savings is a long-term proposition, which is why we focus on providing you with solid, long-term investment returns.

A strategy that stands the test of time

We fundamentally believe that as long-term investors, we can afford to be patient when it comes to riding out the day-to-day ups and downs in investment markets. In fact, our active investment strategy is designed to navigate all market conditions – protecting members’ savings during downturns, and maximising returns when markets rise. In fact, periods of volatility can provide opportunities for long-term investors.

And that’s why diversification is also at the forefront of our investment strategy – not just across asset classes, but also within them. We believe diversification is the most important tool we have to combat the impacts of shorter-term volatility in investment markets, as it allows us to take advantage of those investment opportunities in different asset classes as and when they arise.