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Key information

Invests mainly in growth assets such as shares, property and infrastructure, which are expected to earn higher returns over the long term, with the balance invested in more stable assets like fixed interest securities and other defensive assets.

  • Growth/defensive split: 70% / 30%

Who this option is designed for

This option is designed for members who want a balance between risk and return but who are prepared to accept an asset allocation weighted towards growth assets.

Investment objective

  • Accumulation and Transition to Retirement Income:
    Achieve a net return of at least 3% p.a. above CPI over rolling 10-year periods.
  • Retirement Income: Achieve a net return of at least 3.5% p.a. above CPI over rolling 10-year periods. 

Minimum investment timeframe

The minimum suggested timeframe to invest is 10 years.

Standard risk measure

The risk level of this option is high, with a likelihood of negative returns occurring 4.2 years in a 20-year period.

Benchmark asset allocation

Asset Class Permitted Range Benchmark Allocation
Australian shares 10-45% 25 %
Overseas shares 5-45% 30 %
Property 0-20% 7 %
Infrastructure 0-20% 9 %
Alternatives 0-20% 5 %
Alternative fixed interest 0-20% 7 %
Traditional fixed interest 0-30% 12 %
Cash 0-15% 5 %

Your questions answered

If you’ve got any questions about your Equip Super investment options and how we manage your money, our team is ready to help.

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