Choosing a super fund for retirement

As you approach retirement, your priorities begin to shift. 

For many Australians, the focus shifts from building wealth at all costs to protecting what they’ve worked so hard to save. 

It’s at this stage of life when the best super fund for retirees isn’t necessarily the one chasing the highest returns. Instead, it’s about peace of mind: 

  • Knowing your money is working for you.

  • Your fees aren’t eating away at your savings. 

  • Trusted advice is there if you need it.

Not sure where to begin?

What does your pathway to retirement look like? Not sure where to start? Our Retirement Centre can help with one-on-one support.

Learn more

Built for retirement confidence

Retirement itself means something different to everyone. 

For some, it’s the chance to slow down and savour the simple things. For others, it’s about chasing new adventures, taking up hobbies, or spending more time with family. 

But whatever your personal plan may look like, there’s one need that’s universal: the desire to feel secure.

Security in retirement isn’t just about the number in your account. It’s the reassurance that your super can provide a steady pension-style income, that your investments are being managed with care, and that you have the flexibility to adjust as life changes.

For more than 90 years, Equip Super has supported Australians through the retirement phase. We understand that retirement brings with it a mix of excitement and uncertainty, and that good guidance can make all the difference. 

That’s why our aim has always been to make the transition from work to retirement feel easier than you might think. 

Book a chat with an Equip Super retirement specialist to discuss the best strategy for you.

 

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Our retirement product awards

Super Ratings

Super Ratings‡

Platinum Pension

2025

15 Year Platinum Performance

2010-2025

Chant West: Pension

Highest Quality Fund 2025

Strong investment performance

One of the biggest questions in retirement is simple: will my super last? The answer depends not only on how much you’ve saved, but also on how steadily your fund performs over time.

For many Australians, that steady performance is what provides confidence. It’s the reassurance that their savings can keep pace with the demands of everyday life, from covering essentials to enjoying the little extras.

Equip Super has a long history of managing investments with care, aiming for growth while also protecting members from unnecessary risk. 

Over the past decade, our approach has delivered consistent returns, supported by fees* that remain in line with the industry average. 

*Chant West Super Fund Fee Survey June 2025

View our investment returns

We offer a wide range of investment options. So you get to choose which ones work best for your needs.

Learn more

Dedicated support for retired members

Retirement may look different for everyone, but having the right support makes all the difference. 

At Equip Super, members have access to a range of services designed to make life after work easier, clearer and more enjoyable. 

Here are just some of the ways we help:

 

Retirement Centre

Your first meeting is complimentary, allowing you to sit down with a specialist and discuss your options.

Retirement Handbook

Download your free Super 60s Starter Pack, with our Retirement Handbook and calculator inside, and begin shaping the future you want

360 Health

Equip Super members and their families get access to personalised health and wellbeing support at no extra cost.

Retirement calculators

Simple tools that let you explore how long your super might last and what your income could look like.

Events and seminars

Opportunities to learn from experts, ask questions, and connect with other members on the same journey.

Knowledge hub

A library of articles, tools and resources designed to help you make sense of superannuation, investments and retirement planning.

“I have spent many years with Equip Super. They are one of the best growth funds around and are smart and care for their members’ money.”

Jeff, Equip Super member. 

*The SuperRatings Fund Crediting Rate Survey provides comprehensive coverage of superannuation investment performance for Australia's major Master Trusts and Not for Profit funds. For more information visit the SuperRatings website

SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.

** SuperRatings is an independent company and not related to Equip Super. For more information visit the SuperRatings website.