Your Equip Super investment options

We offer a range of diversified and sector specific investment options. You can choose any combination of investment options. If you don’t make an investment choice, we’ll automatically invest your account balance as follows:

* If you’re transferring out of your Defined Benefit Plan, a number of factors determine your default options. Contact us to learn more about your options and how your funds will be invested.

Solid, long term investment returns

It’s good to know you’re with a super fund that’s giving you solid, long-term investment returns.

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Diversified options

Diversification can help to offset ups and downs in investment market performance by spreading your money across different asset classes.

Our range of diversified options includes a variety of different asset allocations – each determined by our team of investment experts.

You can choose one or more of our diversified options, or combine them with any of our sector specific options. Retirement Income members also have the option of the MyPension strategy, which is invested across the Cash, Capital Stable and Growth investment options.

MySuper

This option is designed for members who want a balance between risk and return but who are prepared to accept an asset allocation weighted towards growth assets.

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Balanced

This option is designed for members who want a balance between risk and return.

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Growth Plus

This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential to provide higher returns, but also increases the risk of a negative return.

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Capital Stable

This option is designed for members who wish to select a lower returning asset allocation in exchange for more stability and security.

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Growth

This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential to provide higher returns, but also increases the risk of a negative return.

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Index Diversified

This option is designed for members who want a low cost, diversified, passively managed investment option with a balance between risk and return...

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Balanced Growth

This option is designed for members who want a balance between risk and return but who are prepared to accept an asset allocation weighted towards growth assets. 

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Future Focus

This option is designed for members seeking a diversified investment with a balance between risk and return, and some consideration of ESG factors...

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Sector specific options

If you prefer to invest solely in a particular asset class, or if you want to choose your own asset allocation to create a diversified portfolio, you can invest in one or more of our sector specific options.

Sector specific options should be assessed regularly, to ensure they continue to align with your intended risk and returns preferences. We generally recommend seeking professional financial advice about sector specific investments.

Australian Shares

This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential to provide higher returns, but also increases the risk of a negative return.

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Diversified Fixed Interest

This option is designed for members who wish to select a relatively defensive asset allocation with more stability and security than more aggressive asset allocations. 

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Overseas Shares

This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential to provide higher returns, but also increases the risk of a negative return.

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Cash

This option is designed for members who wish to select a very defensive asset allocation with a low, but not zero, chance of a negative return with stable but lower returns over the long term.

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Defined Benefit

This option is designed to offer a balance between risk and return for defined benefit sub-plans.

If you are a member of a defined benefit sub-plan you may be invested in this option, but it is not available as a choice to any members of the Fund.

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Changing your investment options

You can change your investment options at any time – it’s called investment switching.

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Choose your investment options

Your investment choices can have a significant impact on your super balance and how much you’ll have for retirement.

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Your questions answered

If you’re not sure which investment options are best for your circumstances, our team can help.

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Join our award-winning Fund

Plan for your future with the profit-to-member industry fund that works hard for you.

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Super ratings award Super ratings: Platinum MyChoice Super award winner Super Review award: 20 year platinum performance Super ratings: Platinum MySuper winner Super ratings: 10 year platinum performance Super ratings: Platinum Pension award winner Super ratings: 15 year platinum performance Chant West award: Super winner Chant West award: Pension winner Money magazine awards: Best value insurance in super Money magazine awards: Best value death & TPD insurance in Super - Women winner Money magazine awards: Best value death & TPD insurance in Super - Men winner

 

‡The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2024 SuperRatings. All rights reserved.

© 2023—2025 Togethr Trustees Pty Ltd ABN 64 006 964 049 AFSL 246383 — *Past performance is not an indication of future performance.
We acknowledge all First Peoples of the beautiful lands on which we live and work, and their enduring knowledge and connections to Country. We honour the wisdom of and pay respect to Elders past and present.