Insurance cover thats best in class again

Fund updates | | 2 min read

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Equip Super continues to lead the way with our award-winning default insurance cover, taking out Best Value Death and TPD Insurance in Super 2024 – for men and for women – for the third year in a row at the recent Money Magazine Best of the Best Awards.*

Protection, peace of mind and great value

Insurance through your super not only helps to protect your assets and future lifestyle – it can also provide you with peace of mind here and now, just from knowing you’re covered if you need it. Of course, it’s important that any cover you have is flexible enough to meet your needs, and  it needs to be affordable. With Equip Super’s award-winning default death and TPD cover^, you know you’re getting value for money.

Flexible cover that changes with you

Our default cover is specifically designed to adapt to where you are in life. For example, cover builds up with more TPD than death when you’re younger, reducing the cost of cover and allowing retirement savings to compound in those critical, earlier years of your journey to retirement. While after age 45, cover starts to gradually reduce. Plus, you can choose the level of cover that suits you best – just death, or just TPD, or a combination of the two.

And it keeps getting better

Together with our insurer, MetLife, we’re always looking for ways to make our default insurance cover even better. Over the past year we’ve simplified and broadened the eligibility for making a TPD claim if you believe you’re unlikely to ever be able to return to work because of illness or injury. What’s more, when assessing a claim, MetLife takes into account your capacity for future reasonable retraining and rehabilitation to assist with a return to suitable work.

We’re also working hard to give you the information you need, when you need it. We’ve got a range of resources available on our website to make it easier to understand how insurance works, what it’s for, and how to make a claim if you ever need to. And in 2024, keep an eye out for our new personalised annual insurance snapshot, which will help you understand how much cover you have and what you’re covered for.

Have you tried 360Health Virtual Care?

Our collaboration with MetLife extends beyond great-value insurance. We’ve recently teamed with MetLife to offer access to an innovative online health care program to all Equip Super members (as well as their spouse and children) – even those who don’t have insurance.

360Health Virtual Care provides confidential access to leading specialists, general practitioners (GPs)/doctors and mental health clinicians to provide confidence and clarity on medical concerns. And it’s all at no extra cost – it’s simply a benefit of your Equip Super membership.

* Money Magazine, Best Value Death and TPD Insurance in Super Award – for men and for women, 2022, 2023, 2024.

^ Eligibility conditions apply. For more information on types of cover and eligibility, check your PDS

Issued by Togethr Trustees Pty Ltd ABN 64 006 964 049, AFSL 246383 ("Togethr"), the trustee of the Equipsuper Superannuation Fund ABN 33 813 823 017 ("the Fund"). The information contained herein is general information only and does not take into account your personal financial situation or needs. You should consider whether this information is appropriate to your personal circumstances before acting on it and, if necessary, you should also seek professional financial advice tailored to your personal circumstances. Where tax information is included, you should consider obtaining personal taxation advice. Before making a decision to invest in the Equipsuper Superannuation Fund, you should read the appropriate Product Disclosure Statement (PDS) and Target Market Determination for the product which are available at  Financial advice services may be provided to members by the trustee’s related entity Togethr Financial Planning Pty Ltd (ABN 84 124 491 078; AFSL 455010). *Past performance is not an indication of future performance.

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