When thinking about your super, one of the most common questions is "how long will my super last?" Our Retirement Drawdown calculator can help you figure that out.
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Calculate how long your super will last?
Account-based pension calculators - like the one below - are designed to help you plan for retirement by considering your current super balance, income needs, and lifestyle goals.
Simply input your details into the calculator, and you'll get an estimated projection of how long your money may last. This will help you assess if you're on track or if adjustments are needed to ensure a comfortable retirement.
Use our account-based pension calculator and get personalised results.
What to consider
It’s important to remember that calculator results are based on several assumptions:
Variable Assumptions
These factors can be customised with information you enter to match your personal situation.
Fixed Assumptions
These are more standardised values used to estimate your retirement outcome.
A calculator is only a guide
The calculator is a helpful tool, but it’s important to treat the results as a guide, not a guarantee.
Regularly update your details and review the assumptions, so you can adjust your retirement plan as needed.
Frequently asked questions
The maximum amount that can be transferred into an account-based pension is regulated by the Transfer Balance Cap. As of 1 July 2026, the cap is set at $2.1 million. Any amount over this cap must remain in an accumulation account.
It depends on various factors, including your lifestyle, spending habits, investment returns, and inflation.
A retirement calculator can help you project your potential income by factoring in your current super balance, lifestyle goals, and any expected returns on investments.
Retirement drawdown is calculated based on your lifestyle needs, assumptions around inflation, investment returns, and your super balance. The drawdown amount typically follows minimum withdrawal rules set by the government, but you can adjust it to suit your personal financial situation and retirement goals.
Time for a retirement check-in?
Call us on 1800 682 626 or use this online booking form to select a time that works for you – one of our specialists will give you a call when it’s time for your check-in.
What we’ll talk about
Exactly what we cover in your check-in will depend on your needs, and whether you’re nearing retirement or already retired.
- Approaching retirement? We can cover:
- When you can access your super
- How to determine your retirement income
- Your options as you transition to retirement
- Nominating beneficiaries
Already retired? We can cover:
- Reviewing your investment choices
- Making sure your retirement income payments are working for you
- Checking your beneficiary nominations
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