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How we compare

Your superannuation provides you with an income in retirement. So it’s important to choose a super fund that can grow and manage your money.

Equip members have benefitted from a winning combination - great returns and low fees.

  • Our Balanced Growth option has averaged over 8% per annum over the last ten years. That's a Top 10 performance from SuperRatings.^
  • Because we're a profit-to-member fund we keep costs down. That means our fees are significantly lower than the industry median.

Which is why our members have been better off in the long run.


(Top 10) ten year investment returns

Investment is about long term results, and Equip has consistently outperformed the competition. Over a 10 year period members in our Balanced Growth option could have seen $13,000 more in investment returns compared to the returns from a typical retail fund.* That’s with no additional contributions.


The SuperRatings Fund Crediting Rate Survey provides comprehensive coverage of superannuation investment performance for Australia's major Master Trusts and Not for Profit funds. For more information visit the SuperRatings website.

Assumptions: $50,000 starting balance as at 30 September 2010. Balance calculated to 30 September 2020 by applying the SuperRatings SR 50 Balanced Growth option crediting rate survey returns for 10 years. No further contributions during this 10-year period. For all three calculations the assumed asset-based admin fee is 0.25% and the combined insurance premiums and flat admin fee amount is $203. Comparison is for illustrative purposes only and does not represent a member’s actual experience in Equip or any other fund. Past performance is not an indication of future performance. The SuperRatings Fund Crediting Rate Survey provides comprehensive coverage of superannuation investment performance for Australia's major Master Trusts and Not for Profit funds.

^SuperRatings does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria.

Lower annual fees 

Top 10 investment returns are only half the equation. Equip backs up our top 10 investment returns with low fees. We’re cheaper than the retail fund average, and the industry average. Lower fees mean more money towards your super. It's as simple as that. Below is a comparison based on a $50,000 account balance.

Source: Chant West Super Fund (MySuper) fee survey June 2020. *Actively-invested MySuper products 

Don't take our word for it

Equip has been helping Australians grow their super and plan for the future since 1931.

We're an industry super fund, with a record of Top Ten investment performance and low fees.  

But don’t take our word for it. We’ve been recognised by the industry for our customer driven products, top performance and great value. 


An award winning super fund

  • SuperRatings Top 10 investment performance

    Equip is one of Australia’s best performing super funds. SuperRatings have named us one of the Top 10 funds for investment returns over the past year. We’re also Top 10 for the decade. Which means more super for our members.

  • Money Magazine Best of the Best 2020

    Money Magazine awarded Equip a Best-of-the-Best 2020 Award for 'Cheapest Retirement Product'. Being a profit-to-member industry fund means we can keep costs down. Which is great news for our retired members.

Check your retirement income with the Equip calculator

Get in touch

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