Privacy Notice: We use cookies to improve your experience on our website. You can find out more and opt out by clicking here.


How we compare

Your superannuation provides you with an income in retirement. So it’s important to choose a super fund that can grow and manage your money.

Equip members have benefitted from a winning combination - great returns and low fees.

  • We’ve delivered Top 10 investment results over the last decade and been recognised by SuperRatings and Chant West
  • Our Balanced Growth option has averaged 8.3% p.a. over the 10 years to 30 June 2020, a standout performance
  • Because we're a profit-to-member fund we keep costs down. That means our fees are significantly lower than the industry median.

(Top quartile) 10-year investment returns

Investment is about long term results, and Equip has consistently outperformed the competition. Over a 10 year period to 30 June 2020 members in our Balanced Growth option could have seen $13,000 more in investment returns compared to the returns from a typical retail fund. That’s with no additional contributions.


The SuperRatings Fund Crediting Rate Survey provides comprehensive coverage of superannuation investment performance for Australia's major Master Trusts and Not for Profit funds. For more information visit the SuperRatings website.

Assumptions: $50,000 starting balance as 1 July 2010. Balance calculated to 30 June 2020 by applying the SuperRatings All Funds Median Balanced option crediting rate survey returns for 10 years. No further contributions during this 10-year period. For all three calculations the assumed asset-based admin fee is 0.25% and the combined insurance premiums and flat admin fee amount is $203. Comparison is for illustrative purposes only and does not represent a member’s actual experience in Equip or any other fund. Past performance is not an indication of future performance.

^SuperRatings does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria.

Lower annual fees 

Top 10 investment returns are only half the equation. Equip backs up our top 10 investment returns with low fees. We’re cheaper than the retail fund average, and the industry average. Lower fees mean more money towards your super. It's as simple as that. Below is a comparison based on a $50,000 account balance.

Source: Chant West Super Fund (MySuper) fee survey June 2020. *Actively-invested MySuper products 

Don't take our word for it

Equip has been helping Australians grow their super and plan for the future since 1931.

We're an industry super fund, with a record of Top Ten investment performance and low fees.  

But don’t take our word for it. We’ve been recognised by the industry for our customer driven products, top performance and great value.


An award winning super fund

  • SuperRatings Top 10 investment performance

    Equip is one of Australia’s best performing super funds. We've been recognised by SuperRatings for delivering 15 years of Platinum Performance and a decade of Top-10 investment returns.

  • Money Magazine Best of the Best 2020

    Money Magazine awarded Equip a Best-of-the-Best 2020 Award for 'Cheapest Retirement Product'. Being a profit-to-member industry fund means we can keep costs down. Which is great news for our retired members.

Check your retirement income with the Equip calculator

Get in touch

Do you need additional assistance?

Fill in your details, and Equip’s Member Services team will call you back.

Thank you. An Equip representative will be in touch shortly.