This option is designed for members who want a balance between risk and return, but who are prepared to accept an asset allocation weighted toward growth assets.
Achieve a net return of at least 3% p.a. above CPI over rolling 10-year periods.
Invests mainly in growth assets such as shares, property and infrastructure, which are expected to earn higher returns over the long term, with the balance invested in more stable assets like fixed interest securities and other defensive assets. Growth/defensive split: 65% / 35%.
Actual asset allocation for each asset class may vary from time to time within the permitted ranges published in the table below.
Minimum investment timeframe
The minimum suggested timeframe to invest in this product is 10 years.
Summary risk level
The risk level of this option is high, with a likelihood of negative returns occurring 4.3 years in a 20-year period.