Invests in growth assets such as shares, property and infrastructure, which are expected to earn higher returns over the long term, with the balance invested in more stable assets like cash, fixed interest securities and other defensive assets.
This option is designed to offer a balance between risk and return for defined benefit sub-plans. If you are a member of a defined benefit sub-plan you may be invested in this option, but it is not available as a choice to any members of the Fund.
Achieve a net return of at least 2.5% p.a. above CPI over rolling 7-year periods.
The minimum suggested timeframe to invest is 7 years.
The risk level of this option is medium to high, with a likelihood of negative returns occurring 3.5 years in a 20-year period.
| Asset Class | Permitted Range | Benchmark Allocation |
|---|---|---|
| Australian shares | 0-31% | 17 % |
| Overseas shares | 0-30% | 21 % |
| Property | 0-25% | 7 % |
| Infrastructure | 0-25% | 7 % |
| Alternatives | 0-30% | 10 % |
| Alternative fixed interest | 0-30% | 15 % |
| Traditional fixed interest | 0-30% | 15 % |
| Cash | 0-30% | 8 % |
Our aim is to grow our members’ wealth over time so they’re better equipped for financial freedom throughout retirement.
We take an active approach to managing investments, which means we make proactive investment choices based on market conditions.
Our aim is to grow our members’ wealth over time so they’re better equipped for financial freedom throughout retirement.
We take an active approach to managing investments, which means we make proactive investment choices based on market conditions.
If you’ve got any questions about your Equip Super investment options and how we manage your money, our team is ready to help.
