Why get insurance through super?

Insurance through super can be a convenient and cost-effective way to access cover. Super funds generally purchase insurance at group rates, which can help keep costs lower. Premiums are also usually deducted directly from your super account rather than your take-home pay, so there’s no separate bill to manage.

Why choose Equip?

Equip Super has been recognised as a finalist for Best Default and Choice Insurance Offering in the 2026 Super Fund of the Year Awards, highlighting the strength and value of our insurance offering for our members.*

Explore your cover options

How much cover do you need?

The amount of cover that’s right for you depends on a range of factors specific to your circumstances and your stage in life.

For example:

  • Do you have any children or other people who are dependent on you?
  • Do you have a mortgage or any other debts that you need to cover?
  • What about your ongoing living expenses such as bills, rent, or school fees?
  • How could you replace your income if you became unable to work due to an injury or illness?
  • What sort of lifestyle would you want for your loved ones if something was to happen to you?
Estimate your insurance needs and costs

Equip Super has been recognised as a finalist for Best Default and Choice Insurance Offering in the 2026 Super Fund of the Year Awards, highlighting the strength and value of our insurance offering for our members.*

Try the calculator
Book a super advice chat

Want to understand how insurance through your super could help protect you and your loved ones? A super advice appointment gives you the opportunity to speak with a qualified adviser about a particular topic such as insurance, investments and super contributions, with guidance tailored to your personal circumstances.

Appointments are easy to book, take up to one hour, and can help you determine the level of cover that's right for you. Super advice is provided at no extra cost - it's all part of your membership with Equip Super.

Book a time today

We're here to help

If you have any queries about our insurance offering, or if you’d like to talk to someone about the types of cover that may suit your needs, our team can help.

Contact us

*Source: https://www.superfundoftheyear.com.au/2026-finalists/

Issued by Togethr Trustees Pty Ltd ABN 64 006 964 049, AFSL 246383 ("Togethr"), the trustee of Equipsuper ABN 33 813 823 017 ("Equip Super"). The information contained is general advice and information only and does not take into account your personal financial situation or needs. You should consider whether this information is appropriate to your personal circumstances before acting on it and, if necessary, you should seek professional financial advice. Where tax information is included, you should consider obtaining taxation advice. 

Before making a decision to invest in Equip Super, you should read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the product which are available at equipsuper.com.au. 

Eligibility criteria apply for insurance, and the insurer is MetLife Insurance Limited (ABN 75 004 274 882 AFSL 238096). Please refer to the Insurance Guide for more information available at equipsuper.com.au.

Financial advice is provided to members by Togethr Financial Planning Pty Ltd (ABN 84 124 491 078 AFSL 455010) – a related entity of Togethr.

© 2023—2025 Togethr Trustees Pty Ltd ABN 64 006 964 049 AFSL 246383 — *Past performance is not an indication of future performance.
We acknowledge all First Peoples of the beautiful lands on which we live and work, and their enduring knowledge and connections to Country. We honour the wisdom of and pay respect to Elders past and present.