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Insurance is one of the most valuable benefits you receive through your superannuation with Equip. It can give you peace of mind knowing that you and your dependants will be looked after if you can no longer earn an income due to death or disabling injury.

But the rules around insurance cover are changing. From 1 July 2019 members with ‘inactive’ superannuation accounts have their insurance policies cancelled. These members are no longer covered for death, total and permanent disablement (TPD), ill-health, and salary continuance cover.

An account is considered ‘inactive’ if we haven’t received a contribution or roll-in from a member for at least 16 months. Affected members were contacted in April and May by mail and email to let them know. 

This change is part of wider government legislation to protect members’ account balances from being eroded by insurance premiums.

If you are a member who has lost insurance cover on 1 July without realising it, you may be able to re-instate your cover until 31 August 2019.

Please contact Helpline on 1800 682 626.

Where to get help

  • Check out frequently asked questions VISIT FAQS
  • Give us a call and speak with a real person 1800 682 626Monday to Friday 8 am - 6 pm (AEST)
  • Ask a question with our online contact form CONTACT US
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