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Insurance is one of the most valuable benefits you receive through your superannuation with Equip. It can give you peace of mind knowing that you and your dependants will be looked after if you can no longer earn an income due to death or disabling injury.

But the rules around insurance cover are changing. From July 1 members with ‘inactive’ superannuation accounts will have their insurance policies cancelled. These members will no longer be covered for death, total and permanent disablement (TPD), ill-health, and salary continuance cover.

An account is considered ‘inactive’ if we haven’t received a contribution or roll-in from a member for at least 16 months. Equip members whose accounts are at risk have been contacted by mail and email to let them know.

This change is part of wider government legislation to protect members’ account balances from being eroded by insurance premiums.

Re-activate your account today

If your account is about to become inactive, there are a number of things you can do to re-activate it and continue enjoying insurance with Equip.

  • Complete an online form to keep your cover. Simply click here. 
  • Roll-in money from another fund. If you have other active super accounts, you can roll in all or a small amount from one of those accounts. The easiest way to do this is by logging into your online account, clicking on “Find my super” from the drop-down menu, and following the prompts.
  • Make a BPAY contribution to your account. As little as $1 is enough to re-activate your account.


If you no longer need insurance

If you’ve decided that you no longer need insurance cover with Equip, you can complete our online form and update your preference. 

Please note that if you choose to reactive lapsed cover with Equip in the future you will need to fill in forms and provide health evidence. If you have ill health cover and this cover lapses due to inactivity, you will not be able to apply for this again. If you have ceased employment with your current employer, your ill-health cover will automatically lapse.


Where to get help

  • Check out frequently asked questions VISIT FAQS
  • Give us a call and speak with a real person 1800 682 626Monday to Friday 8 am - 6 pm (AEST)
  • Ask a question with our online contact form CONTACT US
Check your retirement income with the Equip calculator