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Total and permanent disablement (TPD) cover

Insurance when you need it

What is TPD cover?

Total and permanent disablement (TPD) cover provides you with a lump sum benefit to help you cover your financial commitments if you are unable to work due to becoming totally and permanent disabled.

Applying for a TPD benefit

You can find more details on the definition of TPD in the Insurance in your super guide. You’ll need to supply medical evidence in support of your TPD claim, which the insurer will assess against the definition of TPD. The proceeds of any successful TPD claim will be added to your super account.

You can find more detail about lodging a claim here.

Applying for or changing TPD cover

In most cases, TPD cover is provided automatically to members of Equip. If you haven’t received TPD cover automatically, you can apply for it. The maximum amount of TPD cover available is $3 million. Log into the website to apply for, change, or cancel your cover at any time. Alternatively, you can complete and return the Change your insurance cover form and Personal Statement.

Transfer your TPD cover from another super fund or insurer

You may be able to transfer the TPD cover you have with another super fund or life insurer into Equip. Log into the website to apply to transfer your cover, or complete the Transfer your insurance cover to Equip form.

Want more information?

You can find more details on TPD cover in the Insurance in your super guide.

Where to get help

  • Check out frequently asked questions VISIT FAQS
  • Give us a call and speak with a real person 1800 682 626Monday to Friday 8 am - 6 pm (AEST)
  • Ask a question with our online contact form CONTACT US
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