Understanding insurance

Insuring your most valuable asset

Insurance may be one of the most valuable benefits you can obtain through superannuation.

It can give you peace of mind knowing that you and your dependants will be looked after if you can no longer earn an income due to disablement or if you die.

When you join Equip, you may automatically receive a certain level of cover – no health checks required. We also make it easy to increase your cover to suit your needs. 

The types of cover available through Equip are:

Death – Provides a lump sum benefit to help ensure your dependants are looked after if you die.
Total and Permanent Disablement (TPD) – Provides a lump sum benefit to help you cover your financial commitments if you become totally and permanently disabled.
Salary Continuance – Provides you an income if you cannot work due to total or partial disability for up to 2 years. 


Please note:  You will need to provide certain medical evidence relevant to each situation to support your claim. Download the death and TPD PDF below or consult the FAQs for more information.

Where to get help

  • Check out frequently asked questions VISIT FAQS
  • Give us a call 1800 682 626Monday - Friday 8am - 6pm (AEST)
  • Ask a question with our online contact form CONTACT US
How long will your super last? Check the MyFuture calculator