Privacy Notice: We use cookies to improve your experience on our website. You can find out more and opt out by clicking here.
Everything you need to know about opening a super account and managing your money for the future
Everything you need to know about your investment options with Equip, including unit prices and returns.
Everything you need to know about retirement, your super, drawing a pension, and ensuring your money last longer.
Everything you need to know about joining Equip as an employer.
Everything you need to know about Equip's financial planning services.
Access Equip's various tools and resources including our MyFuture calculator.
We’re pleased to announce that Toyota Super and its 5,000 members are joining Equip. Find out more.
Grow your balance and benefit from a potential tax break
Salary sacrifice means you pay some of your pre-tax salary into your super account. As well as boosting your super balance, salary sacrificing can potentially reduce your tax rate. What are the benefits? 1. Your super balance grows faster, and benefits from compound interest. 2. You pay less tax on your additional contributions (15% rather than marginal income tax rate).
How do I start making contributions? Simply contact the payroll office at your work and let them know you’d like to start salary sacrificing. We've prepared a form you can use.
The earlier you start, the better
When you salary sacrifice you benefit from compound interest. Which means the earlier you start the more it's likely to benefit your future super balance. While you can start salary sacrificing at any time, doing so when you're younger could make a significant difference to your super balance over the long term. That's the power of compound interest. Things to consider: • You can make $25,000 in contributions to your super every year before the marginal tax rate applies. • Salary sacrifice is in addition to your mandatory 9.5% superannuation guarantee contributions.
© 2021 Togethr Trustees Pty Ltd ABN 64 006 964 049 AFSL 246383 - *Past performance is not an indication of future performance
Do you need additional assistance?
Fill in your details, and Equip’s Member Services team will call you back.
Thank you. An Equip representative will be in touch shortly.