Growth

This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential of providing higher returns, but also increases the risk of a negative return. 

Key information

Investment objective

Superannuation / transition to retirement pensions: Achieve a net return of at least 3.5% p.a. above CPI over rolling 10-year periods. 

Account based pensions: Achieve a net return of at least 4% p.a. above CPI over rolling 10-year periods. 

Strategy

Invests primarily in Australian and overseas shares, while providing some exposure to property, infrastructure and alternative assets. These are growth investments, with small allocations to defensive assets such as fixed interest and cash providing some diversification. Growth/defensive split: 84% / 16%. 

Benchmark allocations

Actual asset allocation for each asset class may vary from time to time within the permitted ranges published in the table below.

Minimum investment timeframe

The minimum suggested timeframe to invest in this product is 10 years. 

Standard risk measure

The risk level of this option is high, with a likelihood of negative returns occurring 5.3 years in a 20-year period.