This option is designed for members who wish to select a lower returning asset allocation in exchange for more stability and security.
Superannuation / transition to retirement pensions: Achieve a net return of at least 1.5% p.a. above CPI over rolling 5-year periods.
Account based pensions: Achieve a net return of at least 2% p.a. above CPI over rolling 5-year periods.
Invests mainly in fixed interest securities and cash, which are expected to deliver stable but low returns over the long term, with the balance invested in shares and other growth assets. Growth/defensive split: 30% / 70%.
Actual asset allocation for each asset class may vary from time to time within the permitted ranges published in the table below.
Minimum investment timeframe
The minimum suggested timeframe to invest in this product is 5 years.
Standard risk measure
The risk level of this option is medium, with a likelihood of negative returns occurring 2 years in a 20-year period.