This option is designed for members who want a balance between risk and return.
Superannuation / transition to retirement pensions: Achieve a net return of at least 2% p.a. above CPI over rolling 7-year periods.
Account based pensions: Achieve a net return of at least 2.5% p.a. above CPI over rolling 7-year periods.
Provides an even distribution between growth and defensive assets. The aim is to provide capital growth with reduced volatility. Growth/defensive split: 52% / 48%.
Actual asset allocation for each asset class may vary from time to time within the permitted ranges published in the table below.
Minimum investment timeframe
The minimum suggested timeframe to invest in this product is 7 years.
Standard risk measure
The risk level of this option is medium to high, with a likelihood of negative returns occurring 4.0 years in a 20-year period.