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Designed for members who want a less aggressive balance of risk and return. The Balanced option offers a 50-50 split between 'growth' and 'defensive' assets.

Key information

Investment objective

Achieve a net return of at least 2.5% p.a. above inflation (measured by CPI) over a rolling 5 year period. The investment objectives are not forecasts or predictions. They simply represent a benchmark against which the Trustee monitors performance.


Provides an even distribution between growth and defensive assets. The aim is to provide a balance of capital growth with reduced volatility.

Benchmark allocations

Actual asset allocation for each asset class may vary from time to time within the permitted ranges published in the table below.

Benchmark asset allocation

Minimum investment timeframe

The minimum suggested time frame to invest in this product is medium term (4 to 8 years). Members should hold the investment for a minimum of 4 years.

Standard risk measure

The risk level of this option is medium, with a likelihood of negative returns occurring 2.6 years in a 20 year period.

These are the latest published investment returns for Balanced.

Our investment approach

The way we manage your investments is important to understanding why we have consistently been a top-performing Australian super fund over many years.*

Our Investment Approach
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