Three quick and easy ways to boost your super
Superannuation | 3/10/2018 |
5 min read
How’s your superannuation looking?
Like most Australians, you probably don’t think about it a whole lot.
But a few small tweaks to your super can make a real difference to your future balance. And you can sort it all out right now, in under 30 minutes.
Just follow the steps below to get started.
- Consolidate your super
We can help you track down any lost super you may have, and consolidate it all into your Equip account. Having all your super in one account means you save money, since you're only paying one set of annual fees. It also allows you to manage your super from one convenient account, so you've got complete control
Log into your Equip account and select ‘Find my Super’ from the drop down menu. You’ll be given a list of all your super accounts, and can combine them with the click of a button.
- Check your investment options
Personalising your investment options, and choosing a more growth driven strategy can make a big difference to your future balance. You can learn more about your investment choices here, and track the associated returns here.
Log into your Equip account and select Investments from the drop down menu. You can then update your investment mix to suit your life stage and risk tolerance.
- Salary sacrifice
Salary sacrifice means you pay some of your pre-tax salary into your super account. As well as boosting your super balance, salary sacrificing can potentially reduce your tax rate.
All of that adds up. In fact, you can add over $100,000 to your super balance by salary sacrificing. And the sooner you start, the greater the benefits. Learn more by clicking here.
So how do you get started? Simply contact the HR or payroll office at your work and let them know you’d like to start salary sacrificing. We’ve even prepared a form you can provide to make life easier. Download it now.
Login to your Equip account to update your investment options and consolidate your super. Click here.
This information is provided for general information only. It does not take into account your personal objectives, financial situation or needs and should therefore not be taken as personal advice. You should consider whether it is appropriate for you before acting on it and, if necessary, you should seek professional financial advice. Issued by Equipsuper Pty Ltd ABN 64 006 964 049 AFSL 246383. MySuper Authorisation Number 33813823017672 (‘Equip’, ‘the Fund’ and ‘the Equip Rio Tinto Fund’).