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There's more to retirement than money

Superannuation  |  2/09/2020  |   5 min read

A happy retirement means more than just financial security, it’s about finding a sense of purpose.

If you’ve spent the last 40 years following a 9-5 routine, that initial sense of freedom can be overwhelming. But there are ways to ease the transition and make sure you’re getting the most out of retirement.

Here are five ways to get started.

1. Connect with people


Social connections make life worth living.

While coronavirus is making face-to-face interactions more difficult, there's still plenty of ways to meet up with old friends or make new ones.

And speaking of new friends, consider some of the following options to expand your social circle.

  •  Join an online community
  • Volunteer your services
  •  Join a gardening co-op
  • Offer dog walking services

2.  Remain active


There are strong links between physical health and mental health, so remaining active is important.

This can be challenging for some. As you get older, bad knees and other health issues can stop you doing things you enjoyed in the past. But even a neighbourhood walk has benefits and can help improve your frame of mind.

Not sure where to start? The following low-impact activities might help.

  • Swimming
  • Walking
  • Yoga
  • Gardening

3. Find a sense of purpose


Having a sense of purpose can make a huge impact on your retirement mind-set.

It doesn’t have to change the world. Looking after grandkids is a great way to get involved and stay active. Anything that gives you sense of satisfaction, brightens your day, or simply helps you relax is worthwhile.

Stuck for ideas? Consider:

  • Coaching a local team
  • Learning a new skill
  • Getting creative
  • Helping out a charity

4. Keep learning


We’re always learning new things, and retirement is no different. Whether it’s a formal course, picking up a book, or taking part in new activities, there’s always something to discover. 

There are probably things you’ve always wanted to try but never had the time to pursue. Retirement is the perfect opportunity to figure out what you’re interested in and learn at your own pace.

You can:

  • Find a free online course
  • Enrol in a community course
  • Put that garage to use with a DIY project
  • Start a garden

5. Give back to your community


It may sound obvious; but giving back to your community also increases your connection with that community. Which is a win-win for everyone.

While coronavirus has limited volunteer options, there are still plenty of ways you can contribute remotely. A quick Google search can connect you with volunteer groups in your area that can help steer you in the right direction.

Volunteering takes many forms, including:

  • Mentoring
  • Office admin
  • Shop work
  • Fund raising


There’s more to retirement than money. But if you’re are concerned about your finances, or how to enjoy a better lifestyle, our financial planners can help.

Find out more about financial planning services


This information is provided for general information only. It does not take into account your personal objectives, financial situation or needs and should therefore not be taken as personal advice. You should consider whether it is appropriate for you before acting on it and, if necessary, you should seek professional financial advice. Togethr Trustees Pty Ltd ABN 64 006 964 049, AFSL 246383 ("Togethr") is the trustee of the Equipsuper Superannuation Fund ABN 33 813 823 017 ("Equip" or "The Fund"). Past performance is not an indication of future performance.

Togethr Financial Planning Pty Ltd (“TFP”) (ABN 84 124 491 078, AFSL 455010), trading as Equip Financial Planning, is licensed to provide financial planning services to retail and wholesale clients. TFP is owned by Togethr Holdings Pty Ltd (ABN 11 604 515 791). You can obtain the TFP Financial Services Guide and/or Privacy Statement by contacting our Helpline on 1800 682 626. This is general information only and does not take into account your personal objectives, financial situation or needs and therefore should not be taken as personal advice.

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