Privacy Notice: We use cookies to improve your experience on our website. You can find out more and opt out by clicking here.


How much will you retire with?

Superannuation  |  22/06/2018  |   7 min read

Superannuation and retirement can feel very abstract when you’re in the middle of your working life. You know you're putting 9.5% of your salary away for a future date, but it’s not exactly top of mind.

That's where the new Equip MyFuture Calculator comes in. It can help you predict your future superannuation balance. Whether that's $200,000, $500,000 or a $1 million, knowing how much you'll have in retirement helps you think about the future, and take actions that can build your long term wealth. Here's how. 

Equip’s new retirement calculator

If you’d like to know how much money you’ll retire with Equip’s MyFuture Calculator can help. Just enter in details like your age, income, and current super balance to get a rough approximation of how much you’ll retire with – and what that translates to in annual income.

For a more detailed number you can add your spouse, and adjust things like your investment options, additional contributions, retirement age and future income requirements.

And if you don’t like the results you can adjust the parameters to see how simple changes can impact your long term wealth.

A few small tweaks

There are a number of ways to boost your future superannuation, and the MyFuture Calculator allows you to see the results in real time. Here are a few things to consider.

  • Investment options

A default investment option isn’t for everyone. It’s a middle of the road solution. Personalising your investment choices to focus on more assertive assets (like overseas shares, property, etc.), can potentially lead to higher returns, which means more money for retirement.

  • Salary sacrifice contributions

Even small additions to your super can add up. Once you factor in compound interest, an extra $100-$300 every month can build up a sizeable nest egg for retirement. You may also benefit from reduced tax rates on your contributions. 

  • Retirement age

People are living longer than ever and someone who retires in their early 60s may be relying on their super or Age Pension for the next 20-30 years. Pushing back retirement by a couple of years can make a big difference to both your final balance and later income.


Superannuation might not offer a crystal ball into the future, but knowing how your finances stack up can help you plan ahead and make adjustments. If you're looking for a place to start the MyFuture Calculator should be your first stop.


Check the Equip MyFuture calculator and see what you'll retire with. Try it now.

This information is provided for general information only. It does not take into account your personal objectives, financial situation or needs and should therefore not be taken as personal advice. You should consider whether it is appropriate for you before acting on it and, if necessary, you should seek professional financial advice. Issued by Equipsuper Pty Ltd ABN 64 006 964 049 AFSL 246383.  MySuper Authorisation Numbers 33813823017672 and 33813823017518  (‘Equip’, ‘the Fund’ and ‘the Equip Rio Tinto Fund’).

Equipsuper Financial Planning Pty Ltd (“EFP”) (ABN 84 124 491 078, AFSL 455010) is licensed to provide financial planning services to retail and wholesale clients. EFP is owned by Equipsuper Financial Holdings Pty Ltd (ABN 11 604 515 791). You can obtain the EFP Financial Services Guide and/or Privacy Statement by contacting our Helpline 1800 682 626.

Low fees and a history of strong returns. Compare us.

Get in touch

Do you need additional assistance?

Fill in your details, and Equip’s Member Services team will call you back.

Thank you. An Equip representative will be in touch shortly.