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2016 superannuation year in review

Superannuation  |  14/12/2016  |   3 min read

With the holidays just around the corner and 2016 quickly drawing to a close it’s probably a good time to look back on the year that was. It’s certainly been an eventful one. 

The biggest superannuation story in town was the government’s proposed super changes (and their last minute passage through parliament), but there’s more to retirement than contribution caps and tax rates.

We’re compiled our most popular stories from the past 12 months below. They represent the diverse topics you wanted to know more about it. If you missed them first time round you can click through to read them in full.

In the meantime, Equip would like to wish all our readers and members a Wonderful Christmas and a Happy New Year.

#1. Staying connected with volunteer work

The article: We spoke to Ben Fulton-Gillon from Pro Bono, an organisation that helps connect volunteers with worthwhile community causes.  

Sample: “Many people have a narrow view of volunteering roles because their understanding of volunteering is based on the public roles that they encounter, such as people fundraising or giving directions. However, the reality is that most professional skills are sought by organisations.”

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#2. Understanding the proposed super changes (a retirement guide)

The article: An overview of the proposed superannuation changes, and their potential impact on people approaching retirement. 

Sample: “The Government says the proposed changes are designed to make the benefits of super more equitable while providing people with greater financial security in retirement, rather than being used as a tax-reduction and estate planning scheme by wealthier Australians.”

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#3. Aged care changes and the family home

The article: Changes to the way aged-care is assessed and means-tested are due to start on January 1, 2017, we look at the impact on retirees. 

Sample: “Decisions around aged care are always difficult and emotional. From the start of next year they are likely to get even more complex, with both the Age Pension and aged care sectors set for another shake-up.“

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#4. Retiring overseas with the age pension

The article: Retiring overseas is an increasingly popular option. But is it viable, and what do you need to be aware of. 

Sample: “Current estimates place 77,000 Australians retirees on foreign soil, up from 23,000 two decades ago. But how easy is it retire overseas, and what does it mean for your age pension benefits?”

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#5. How can I tell if my super is on track?

The article: Equip’s website offers a range of enhanced tools and features that can help you understand your super and grow your balance. We look at some of the tools and resources available.

Sample: “Keeping up with investment returns is another way to track your super’s growth. Visit our new investments page and you’ll see a snapshot of how different investment options have performed over both the long and short term.”

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This information is provided for general information only. It does not take into account your personal objectives, financial situation or needs and should therefore not be taken as personal advice. You should consider whether it is appropriate for you before acting on it and, if necessary, you should seek professional financial advice. Before making a decision to invest in the Equipsuper Superannuation Fund, you should read the relevant Equip Product Disclosure Statement (PDS). Past performance is not an indication of future performance. Issued by Equipsuper Pty Ltd ABN 64 006 964 049 AFSL 246383. 

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