| What you can do online (recommended) |
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What you must do using a form |
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Changing your investments (investment switches)
The quickest way to change or switch between investment options is to do it online by logging on to the member area of our website. If you do it before 4 p.m. on a business day, your switch will be processed at the unit prices applying on the day of your request.
We generally recommend that you develop an investment strategy that suits your goals and objectives. Your investment strategy should take a long-term view of investments and, if you are not confident that you have sufficient knowledge or experience to develop a strategy, we recommend you seek help from a professional financial planner.
One generally accepted investment principle is to diversify your investments. This means ensuring your super is invested in a variety of different asset classes. This helps to reduce volatility and risk over the extended timeframes over which you invest your superannuation. You can diversify by investing in one or more of our Diversified investment options, by choosing from our Sector Specific options, or a mix of both Diversified and Sector Specific options.
Please note that we apply buy-sell spreads to unit prices to cover the transaction costs and fees associated with buying and selling assets. However, we do not charge transaction fees to your account. We have provided more information on buy-sell spreads on this website.
For comprehensive information on Equipsuper investments and our performance, you should refer to your Equipsuper PDS before making any decision to change your investment strategy.
Remember, past investment performance is no guarantee of similar returns, or even positive returns, in future years.
Nominating beneficiaries
Online is also the quickest way to nominate your preferred beneficiaries. Nominating your beneficiaries assists us to understand how you would like any death benefit entitlement distributed to your dependants if you die. Please note that superannuation law and the Equipsuper Rules clearly define who a death benefit can be paid to and the Trustee is bound by those guidelines. So your nominated beneficiaries should meet the legal definition of a dependant. A preferred beneficiary nomination indicates your preference, but is not binding on the Trustee. You can log into the members area of our website to nominate preferred beneficiaries online. You can also complete the Nominating preferred beneficiaries form. Online nominating of beneficiaries is not available to pension members.
You can also make a Binding Death Benefit Nomination which, providing it is valid, binds the Trustee to distributing your benefit to your dependants according to your wishes. Please note that you cannot make a binding nomination online. You must use the Binding Death Benefit Nomination form.
Please refer to Fact Sheet #16 - Death benefits, dependants, beneficiaries and tax for full details.
Changing personal information
Changing your information on-line is the quickest and easiest way to communicate with us. It is also the most convenient way to regularly check if your information is up to date.
You can make most changes to your personal information on-line. The exceptions are a change in your surname (as we need additional evidence) and your Tax File Number.
Changing your insurance
All requests to change your insurance cover involve completing and submitting an application form to us. Insurance changes are often subject to underwriting, which means you may be asked to provide medical information, or even to undergo a medical examination.
You can obtain the Insurance Application form specific to your membership category by logging into the members area of the website and downloading a PDF. Or you can contact our Helpline 1800 682 626 and ask them to send you a copy.
This website is for general information only. It has been prepared without taking into account your personal objectives, financial situation or needs. You should consider whether this information is appropriate to your personal circumstances before acting on it and, if necessary, you should also seek professional financial advice. Where tax information is included you should consider obtaining personal taxation advice. If you are considering investing in the Equipsuper Superannuation Fund, you should read the appropriate Equipsuper Product Disclosure Statement (PDS) before making an investment decision. Neither Equipsuper, nor any employees or directors of Equipsuper, guarantee the repayment of capital or the performance of the Fund. Past performance is not an indication of future performance.
