Our Growth option is invested primarily in Australian and overseas equities, but also offers exposure to property as a third growth asset class. Some exposure to diversified fixed interest provides a hedge against the occasional volatility that you might experience from growth assets. You should learn all you can before investing in Growth by looking at our information about its underlying asset classes plus any other educational material and/or professional advice you can source outside of Equipsuper.
Investment objective*
Achieve a net return of at least 4.5% p.a. above inflation (measured by the Australian Consumer Price Index, CPI) over a rolling six-year period. Within that timeframe you will usually experience some years that are better than others, and may even experience negative returns in some years.
Strategy
Invest primarily in Australian and overseas equities while providing some exposure to property and alternative assets. These are growth investments with the property allocation providing some diversification from equities.
Benchmark Allocations
The asset allocation for each asset may vary from time to time within the permitted ranges in the table below:
| Asset class |
Benchmark allocation |
Permitted range |
| Australian equities |
40% |
30-50% |
| Overseas equities |
30% |
20-40% |
| Property |
10% |
5-15% |
| Growth alternatives |
5% |
0-10% |
| Defensive alternatives |
5% |
0-10% |
| Diversified Fixed Interest |
8% |
0-15% |
| Cash |
2% |
0-5% |
|
 |
10-Year Performance - Growth
This is how the Growth option performed against its objectives and other funds over the past few years to 30 June 2011. The Growth investment option was introduced on 2 October 2006. There were therefore no five or ten-year returns to 30 June 2011.
Compound average rate of net annual earnings for periods ending 30 June 2011.
| Net annual returns# |
Superannuation |
Pensions |
| 30 June 2011 |
9.9% |
11.7% |
| 30 June 2010 |
9.5% |
11.5% |
| 30 June 2009 |
-11.5% |
-13.4% |
| 30 June 2008 |
-8.6% |
-7.2% |
| 30 June 2007 |
- |
- |
| 30 June 2006 |
- |
- |
| 30 June 2005 |
- |
- |
|
* The investment objectives are not forecast or predictions, they simply represent a benchmark against which the trustee monitors performance.
# Note that past performance is no indication of future performance. |
